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I wrote yesterday that I was doing some house cleaning on various financial accounts. One of the accounts I closed down was my ING Direct account. Over the past year, ING simply hasn’t kept up with HSBC’s or Emigrant’s yields and I didn’t see any point to leaving the account open. I’m also leaning towards maintaining and opening accounts with full service banks that offer checking, credit cards, high yield savings, and other services and products.

I give kudos to ING for being one of the first to offer competitive rates and forcing traditional banks to either up their rates or create new “online” accounts that compete with web-based banks.