Archive for April, 2007

Monday, April 30th, 2007

Math Spam Filter Added To My Chagrin

Ever since my website started showing up on some of those top [whatever] lists, I’ve been inundated with more and more spam. It’s gotten to the point where it’s totally out of control. I’ve had to take some drastic measures which include: Adding various frequent spammers IP address to an .htaccess file (to deny access) […]

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Friday, April 27th, 2007

Top 10 Excuses Why You Aren’t Getting Rich – #6 I wasn’t born the right gender or color

The sixth most often excuse I’ve heard over my professional lifetime as to why a person wasn’t getting rich was the age old “I’m a victim of discrimination” gambit. I’ve had women tell me that they weren’t getting ahead because they’re women and quickly go for the grab bag round of sub-excuses: I have to […]

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Thursday, April 26th, 2007

My 3% IO ARM is Adjusting

A few years ago, during the Fed rate drop to 1 pct, I refinanced my home from 7% fixed rate to 3% interest only ARM which helped me save over $600/month.  It has been the cheapest money I’ve ever had the opportunity to borrow so far.  I received notice a few days ago that my […]

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Wednesday, April 25th, 2007

Too Expensive to Hire Women?

I had lunch with an old friend yesterday and we talked about how well his business was doing these days. My friend owns a small consulting firm and has about six people working for him. The topic of conversation eventually turned to the gripes he had about running a business. The main gripe was the […]

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Monday, April 23rd, 2007

US Dollar on the Ropes

On January 15th 2005, Saturday Night Live featured a skit in which all the worlds currencies were personified.  The US Dollar was shown as a weak wimp when compared to the Euro, British Pound, Canadian dollar and other currencies. The topic became water cooler conversation for a few days but quickly left the mind of […]

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Sunday, April 22nd, 2007

FICO Score After Unloading 25k in Debt

A few weeks ago, I paid back 25k in arbitrage money and I finally got to see the results on my FICO score. To put it into context, I’ll give you a bit of background information. I have 100k in credit lines amongst 4 cards. A few weeks ago I had 50k in arbitrage debt […]

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Friday, April 20th, 2007

Top 10 Excuses Why You Aren’t Getting Rich – #7 I didn’t have great parents

The seventh most often excuse I’ve heard from someone as to why they aren’t getting rich is that he or she didn’t have “great” or “perfect” parents. I’m not sure what “great” or “perfect” parents meant because I never pried too deeply into it but the complaints seem centered around money or the purchase of […]

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Thursday, April 19th, 2007

Clicked Mouse, Made $1100 Today, Does Your Mutual Fund Make You Money?

I drove by a gas station this morning and saw the price of a gallon of regular for an eye popping $2.89. I expected gas prices to rise during Memorial Day for the big summer rush but not this early in the spring. The high price of gas gave me an investment idea that I’d […]

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Wednesday, April 18th, 2007

Weak Dollar Ruining My Vacation Plans

We were planning on traveling to Europe this summer for vacation but the weak dollar has us thinking twice about it. The Euro is hovering near $1.36. The British Pound is now $2. Even our “backup” vacation spots (Whistler, Banff, Lake Louise) in Canada isn’t much of a reprieve with the Canadian Dollar at $1.12 […]

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Tuesday, April 17th, 2007

The Sad State of High Speed Internet Access in the US.

It all started about three years ago.  After three and a half years of great internet service from my cable provider, I began to have problems.  I asked various friends about their high speed internet experience and like me, they reported similar issues. We were all initially extremely pleased with high speed internet from one […]

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