Archive for April, 2007

Monday, April 16th, 2007

Really Annoying Online Bank Security

I’ve noticed a very disturbing trend with bank web sites over the past two years: Increasingly annoying bank security. I have an account with a very large and familiar bank with a new “prescreening” process which essentially requires you to “register” your computer before you can access you account online. Most of these banks use [...]

4 Comments » - Posted in Financial Safety,Rants by

Friday, April 13th, 2007

Top 10 Excuses Why You Aren’t Getting Rich – #8 I Wasn’t Born Rich

The eighth most frequently excuse I’ve heard as to why they aren’t getting rich is that they weren’t born rich. There seems to be a great quantity of people who subscribe to various conspiracy theories that the world is conspiring against them from becoming rich and the only way to ever become rich is to [...]

1 Comment » - Posted in Excuses by

Thursday, April 12th, 2007

Crime Out of Control

Over the past six months, we’ve had numerous friends become the victims of crime.  Two days ago, some friends were home invaded by four armed men who stole various items while holding two adults and two kids at gunpoint.  A few months ago, another friend had their home burglarized and many items stolen. Keep in [...]

2 Comments » - Posted in Financial Safety by

Tuesday, April 10th, 2007

Made $700 With a Click of Mouse Yet Again

This is the third time that I’ve been able to snag at least $700 in profit from ETF Covered Calls.  In comparison to mutual funds, ETF kicks Mutual Funds butt out of the ring. First things first, the first image will illustrate the trading activity of how I’ve made the money.  Here is a quick [...]

4 Comments » - Posted in Money Trades by

Monday, April 9th, 2007

My Case For $100/Barrel Oil

Why oil will jump to $100/barrel within five years if not sooner! I’m going to lay out my argument why oil will skyrocket to $100+/barrel over the next 5 years. You can laugh & ridicule all you want but hear me out then decide. Problem #1. Every major exporter of oil has been pumping millions/billions [...]

4 Comments » - Posted in Financial Safety,MMO by

Friday, April 6th, 2007

Top 10 Excuses Why You Aren’t Getting Rich – #9 I Don’t Have Connections To Get A High Paying Job

I’ve actually had many people tell me the reason they aren’t getting rich was because they didn’t have friends in high places to get the best paying positions.  Often, this thinking has been the result of executives or other senior managers hiring former colleagues to key positions. While it certainly is true that executives tend [...]

1 Comment » - Posted in Careers,Excuses by

Thursday, April 5th, 2007

Do You Suffer From Dragon Syndrome™?

I’m trademarking a new phrase and calling it Dragon Syndrome™. This syndrome describes people, PF Bloggers, and such that frequently ridicule, chastise, and admonish others for spending money. Everyone knows that Dragons are ferocious creatures that attack innocent civilians at the most opportune time. Everyone also knows that Dragons have a propensity for hoarding gold [...]

5 Comments » - Posted in Misc by

Wednesday, April 4th, 2007

Retail Gold at $700/oz; Inflation Out of Control

I remember a couple of years ago when gold was at $420 telling my co-workers and peers to invest in gold either by purchasing physical coin or bars or investing in ETFs such as GLD or GDX. They all looked at me cross-eyed bewildered why I’d make such a recommendation. I wasn’t blogging back then [...]

3 Comments » - Posted in Easy money,MMO by

Tuesday, April 3rd, 2007

Uncle Sam Takes A Big Bite and Cash Flow Conundrums

I completed my tax return over a month ago but I’ve been holding off sending it in for a specific reason: I owe money!  I’ll wait until April 15th to send it in because I owe about $3000.   I’ll also have the special privilege of paying Uncle Sam $1000 each quarter for the next four [...]

No Comments » - Posted in Money Management by

Monday, April 2nd, 2007

Cascading Expense Lifestyles – HVAC $4000

After 12 years, our AC and Furnace finally died. The AC was leaking freon at various points (coil, lines) and our furnace had rusted out at various locations. We received various quotes from various vendors and ultimately selected a friend’s recommendation. The total cost of the AC unit was actually $1800 and our initial plan [...]

No Comments » - Posted in Cascading Expenses by