Archive for September, 2011

Friday, September 30th, 2011

Bank of America Debit Card Fees – Switch to Credit Union!

If the banking crisis, Bank of America’s role in that crisis, and the subsequent tax payer bailout haven’t been enough for you to dump the big banks and Bank of America, perhaps the new gall to charge $5 month for debit card usage will give you the courage to go check out a local credit […]

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Sunday, September 11th, 2011

Get Ready For Black October

It’s the ten year anniversary of 9/11 and I’m at home thinking about where we’ve been and where we’re going.  I cranked up my custom built investment application and was worried by what I saw:  Volatility in October.   It looks like there is heavy interest in buying puts (insurance) on this market for October and […]

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Saturday, September 10th, 2011

My iPad Is Now A Cash Register!

This is for all the people that keep ribbing me about my iPad 2.  With the help of a company called SquareUp, I have now officially turned my ipad 2 into a cash register.   The way it works is you hook up a little credit card reader (sent free) to the 3.5mm jack and swipe […]

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Friday, September 9th, 2011

Credit Unions Are Beating Out Big Banks!

In the past few weeks I’ve opened a couple of new credit union accounts primarily because they’re being highly aggressive in seeking new customers and because they offer way better service and loan options.   Most credit unions offer credit cards at way lower APRs than big banks.   Most of my credit union cards have interest […]

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Thursday, September 8th, 2011

Surprise! The Post Office Is Broke Again

While it may be coincidental that the post office will be broke by the end of the year, my mail service has gone horribly wrong these past few weeks.  I keep getting my neighbors mail and packages are disappearing no doubt in other people’s mailboxes. The post office is one of those places I despise […]

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Saturday, September 3rd, 2011

Can The College Book Cartel Be Broken?

The music industry has been under siege and the dynamic of the value chain for selling “albums” has been replaced with a new “singles” paradigm because of Apple and iTunes.    Flash over to another broken value chain -the college textbook cartel where infinitesimal changes in a college textbook seem to warrant the justification for full […]

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Saturday, September 3rd, 2011

It Takes Two Years To Regain Financial Confidence

So I recently purchased a new 27″ iMac fully loaded for a nice chunk of change and I looked back on my blog to figure out how long I had waited.   It turns out I had initially intended to buy it in 2008 but held off then in 2009, I got sacked because of the […]

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