I pulled my money out of WAMU a couple of weeks ago because I knew it was coming. Read more here. This is what you need to do now:

  1. Keep your payroll check in MULTIPLE bank accounts
  2. Keep some amount of emergency funds in your home somewhere safe and sound, don’t assume ATM machines will have cash.
  3. Keep your savings in a SEPARATE account
  4. Keep well under the 100k limit of FDIC and don’t assume FDIC will bail you out; you’ll learn why later
  5. Forget about money market funds
  6. You should already have a large cash position if investing in the market, if not you’re going to have to ride it out
  7. Keep plenty of food available in your home
  8. Keep you gas tank full at all times when possible
  9. Be vigilant at all times; worry about burglary, robbery and assault at any time from now on until this crisis is over
  10. Have a worse case scenario plan for yourself and your family
  11. If you have large amounts of money buy US Treasuries.