I wasn’t completely satisfied with my earlier post today.  Something kept bothering me about the whole “spend less than you earn” mantra and I couldn’t put my finger on it until now.  As long as inflation exists the cost of everything will always go up, you will ALWAYS need to spend more no matter what unless you’re willing to let your standard of living deteriorate considerably.  Education will cost more, housing will cost more, food will cost more, and everything else will cost more tomorrow than it does today.  Your goal in life should be to MAKE MORE THAN YOU SPEND and not spend less than you earn.  This is my new mantra:  MAKE MORE THAN YOU SPEND!