I started to write this post almost a year ago back in March of 2025 but never got around to writing the full post. I have been wanting to add another property to my rental portfolio but the market has been insane. I haven’t really written about real estate now in years because unless you…
Author: Rich Slick
Detailed Returns For One Account @ Fidelity
A reader asked for details on my recent post on my account returns. Because there are many components and options trades, I didn’t have the time to calculate the detail so I downloaded all the transactions for 2025 for one account and uploaded them to AI and asked it to create a detailed dashboard. The…
AI: RSP, QQQ, IWM & Timing The Market
I wanted to answer the question, “can you time the market” so I created scenarios using RSP (equal weighted S&P 500 ETF), QQQ (tech stocks) and IWM (small caps) and asked AI to figure it out. The answer surprised me a bit but you decide. Scenario Setup I downloaded the historical data from RSP, QQQ,…
My Ultimate ETF Investment Portfolio
I have spent over a year now working with AI to build the ultimate ETF investment portfolio for my needs based on my income, my assets, my tax situation and my goal objectives. I write those “my” repeatedly so that everyone understands that this is customized for me and that is the core power of…
What Were My Returns From 2025 Thru 2026?
I am starting the process of working on my taxes so I’ve had a chance to look at my returns from a variety of brokerage accounts. I am not including my cash accounts because cash accounts have money going in and out and it’s too difficult to track what were investment returns and what was…
AI: Market Crash Between June 18 and August 21?
Now that I’ve created some apps largely relying on probabilities to make informed trades, I decided to play with AI and try to figure out what the best window would be for a market crash this year. When The answer came back sometime between June 18th and August 21st for this year. What It’s more…
Increasing Cash Position To Quarter Million
It’s February options expiry today and I have about $140k in assignments which will get added to another $100k I have on the sidelines. Managing cash is starting to be a real problem. Just sitting in cash generates even more income in the form of interest but for me that’s a better option than this…
VOO vs SCHD, What About Taxes and Income?
The endless debate on Reddit investing forums seems to be the VOO vs SCHD or Growth vs Income/Dividends. I came across the YouTube video below which does a good job of discussing the pros and cons of each. In the video, investing equal amounts in both VOO and SCHD over 30 years produces $5.6 million…
AI: Best Options Strategy For QQQ
Rank Strategy Income Consistency Risk Overall #1 Covered Calls (21–30D, ~15% OTM) High Extremely High Moderate BEST overall #2 Put Credit Spreads (21–63D, ~12–15% OTM, 5% wide) Medium Very High Low BEST risk-adjusted #3 Cash-Secured Puts (21–45D, ~10–12% OTM) Highest High Moderate-High Good #4 Collars Low High Very Low Safest Optimal parameters (from grid backtest)…
AI: Best Options Strategy for RSP
AI Response: Rank Strategy Income Consistency Risk Overall #1 Covered Calls (30D, ~15% OTM or 63D, 10–12% OTM) High Extremely High Moderate BEST overall #2 Put Credit Spreads (21–30D, 10–12% OTM, 5% wide) Medium Very High Low BEST risk-adjusted #3 Cash-Secured Puts (30–45D, 7–10% OTM) Highest High Moderate-High Good #4 Collars (e.g., 63D 10%/10%) Low…