This is going to be another short post. I seem to have plateaued. My doc wanted to boost me from 5mg to 7.5mg Zepbound dose but I wanted to stay on 5mg for another 3 month cycle. I now have two months of 5mg left in the fridge so I will burn through that then…
Month: September 2024
What Is Your Decumulation Retirement Strategy ?
If you’ve been reading this blog for some time you know the core theme has mostly been about earning money, growing & investing money, and tax strategies around money but I honestly never thought about decumulation until I had another deep dive conversation with AI about retiring. Decumulation Strategies Recommended By AI Decumulation strategies in…
Are Humans Currency For Gods?
Ever wonder what the meaning of life is? Today’s post is about personal finance for gods so if you’re not a god, you can skip this post. My wife and I started watching a Netflix show called Kaos with Jeff Goldblum. It’s a show about the old Greek gods and it’s funny and entertaining. As…
Deferring My Compensation In 2025
I have a hard decision to make soon and that’s how much of my salary I will defer into the future. A key problem that comes with a higher income levels is higher and higher taxes. My employer allows me to defer my compensation into the future (at least 5 years) which has a net…
Closed My SPY Puts For 73% Return
Back on September 5th, I wrote a post about how to deal with stock market skeptics. In that post, I had opened a position by selling cash secured puts on SPY at $320 (fair value) strike price. I sold the put for $148 and was going to let it ride till December 20 at which…
How I Save Money Using Open Source Software
A few of my hobbies include photography, videography and travel and as you can imagine those three activities can cost quite a bit of money. In the past, I spared no expense on my hobbies but as time wore on I realized I was spending too much money on software. The issue became worse when…
How To Find Your Financial Escape Velocity
“Doing the same thing over and over again and expecting different results is the definition of insanity.” That’s a quote that I’ve had to use several times over the last month with a few different people on a few different topics so now I’m writing a post about it. But first let’s talk about Escape…
The Fed Cuts 50 Basis Points – My Bonds Are Up
The Fed announced a 50 basis point cut yesterday in the central bank interest rate which means the good days of high yield savings and bond rates may be coming to an end but it’s not all bad news. Bonds As bond yields go down, bond prices go up which means that most of my…
Return To Office Mandates = New Layoff Tool
The big news this week is Amazon mandating employees return to office 5 days a week starting in January 2025. Corporate employees will be expected to be in the office five days a week “outside of extenuating circumstances” or unless they have been granted an exception by their organization’s S-team leader, Jassy said, referring to…
Stock Exchanges & The Pareto Distribution
As part of a discussion I was having with a friend, I brought up the recent Olympic medal analysis I had done and I said that it was almost universally applicable to most things humans create. We then started talking about the stock market and wondered if it was applicable to the stock exchanges around…