I had hoped to retire by now but the current global situation has me continuing to work. There is no point in retiring if the world doesn’t have fuel to fly planes, trains or automobiles. I don’t want to retire and just sit at home. The whole point of retiring is to travel and explore…
Category: Personal Management
Is This Fair Or Cheating?
One of my pet peeves in life is people over charging for information. The trade-off is usually, you’ll get info for “free” but you have to watch advertisements or you won’t have to watch ads but you’ll have to pay for the information. These two models are what sustains most of the Internet and media…
April 2026 Inflation Report
Last week I wrote a post entitled, “Food Inflation Is Insane” and today the BLS released the April consumer price inflation report and it shows inflation is running close to 4 percent! CNBC has a great chart about where inflation hit hardest and food is definitely one of those items: The chart shows the pain…
Food Inflation Is Insane!
For 2026 I have been watching every single penny I spend. I plan on retiring soon so it’s important to know where every single dollar is going. For the month of April I spent $4500 and $1200 of that was groceries. The infuriating thing is that I am eating way less food now that I’m…
Zepbound: My Health Journey – April Year 3
I’ve completed a first full month on the highest dosage of Zepbound available at 15 mg and I’m happy to report that I’ve lost 3 lbs in about five or six weeks. My appetite is definitely down and the past month has felt like the first time I started Zep at the beginning. Food has…
Are You Living In The Right State For Your Persona?
One of the most depressing Reddit forums (at least for me) is the /r/povertyfinance and I only visit it about once a quarter to see what is troubling people. A quick glance at many of the headlines will probably depress you so tread cautiously. After doom scrolling through the doom posts, it suddenly hit me…
Dear Corporate America, Stop With The Stupid Feedback Surveys
This is a bit of a rant post so if you don’t like rants, skip this post. This week I’ve received a dozen emails all asking for “feedback” for a recent call/service/product/whatever that I participated in. In one case (AT&T), has now spammed me three times to do their stupid survey and guess what, I…
What’s Your Breaking Point?
Everyone has a breaking point and the trigger can be anything but I think for most people it’s usually money related. Perhaps the cost of food at the grocery store? Or maybe insurance costs for health, home, or auto? Or maybe property taxes or HOA fees that don’t seem to relent? For me, right now,…
Zepbound: My Health Journey – March Year 3
I completed the 12.5 ml dose and started the 15 ml. I have lost a few pounds and lost my appetite. It honestly feels like when I first started Zepbound from the very beginning. The downside is I am now having more severe side effects. For starters, I seem to get a mild headache whenever…
Planting A Garden In Case Of An Apocalypse
This past weekend I went to Home Depot and bought some seeds and soil for a home garden. Over the years I have gardened on & off largely growing small veggies but mostly herbs for my kitchen. Unless you’re a farmer, the math for home grown veggies almost NEVER works in favor of the home…