I have been doing some spring cleaning and came across an old credit card year end statement from 2001. It was a bit of a ‘blast from the past’ but what really struck me is how much the cost of stuff has gone up. For example, there was a fast food place named ‘Whataburger’ that…
Month: February 2024
Zepbound: My Health Journey – February Edition
At the start of this year, I decided to finally do something about my weight. Over the years I kept gaining about 1 or 2 pounds per year then I started working from home and the weight gain turned into 3 to 4 pounds a year to where I ballooned up to a weight that…
Financial Regrets: Giving Money To Politicians
In my continuing series of financial regrets and some “lessons learned” the biggest financial regret in my life is ever giving money to politicians. This year is an election year and because I have given money to candidates in the past, I am now bombarded with requests via email, texts and occasional calls to send…
Do You Have The Right Personal Finance Community?
After watching a few cultural videos on how different cultures view money it made me wonder if I had the right personal finance community. So let’s review what I consider my personal finance community now. Seeking Alpha By far the most frequent community I visit right now is the Seeking Alpha community over at SeekingAlpha.com….
Money Perspectives: How Jews View Money Differently
I spend a great deal to time on YouTube and other sites seeking to improve my knowledge or skills especially when it comes to personal finance so it was a surprise when YouTube recommended the video below from Living Lchaim entitled, “How Jews View Money Differently Than Everyone Else” This is a long video but…
The Number 1 Skill Set To Have Now – AI (Artificial Intelligence)
If you live long enough you’ll get through many decades of hype and fail especially in tech. I can easily remember the hype around bitcoin and block chain to name a couple. So when AI came around, I kinda rolled my eyes and wondered how long it would take for that hype to die down…
Personal Finance Is A Like A Career Ladder
There is a war brewing between Dave Ramsey (boomer) and millenials according to this article in the Wall Street Journal (sorry pay walled). Essentially, many people under 40 think Ramsey’s advise is too overly simplistic or not applicable to their situation. The thing to remember however is that personal finance is an upward educational journey…
How I’m Investing My Buckets of Money: Tax FREE Bucket
This is part 3 of my buckets of money and how I plan on investing the funds in them. Although the funds are already invested, it’s become clear that I need to re-think how I’m investing funds in each account. Tax FREE Bucket My third bucket is the “tax FREE” bucket. This is a bucket…
How I’m Investing My Buckets of Money: Tax Deferred Bucket
Part 1 here was all about investing my Taxable bucket. This is part 2 of my buckets of money and how I plan on investing the funds in them. My Tax Deferred Bucket, although the funds are already invested, it’s become clear that I need to re-think how I’m investing funds in this account. Tax…
How I’m Investing My Buckets of Money: Taxable Bucket
I have separated my money into three buckets as I wrote about here and after some research, I’m coming close to determining the best way to invest the money in these buckets. Keep in mind that the money in all of these buckets is already invested but after doing some serious planning for retirement, I’ve…