Hi I’m Robby filling in today on Sunday while my boss takes the day off. Today’s topic is the ugly used car market, and more specifically, what I would do if I needed to buy a car for my teenager so I could take a better job. The r/povertyfinance post that got the most comments…
Month: May 2026
Zepbound: My Health Journey – May Year 3
Great news. I’ve lost 5.2 lbs on the new highest does of Zep. The bad news is it took two months to lose that weight but I’ll take it. I have broken below 260 and that is a major milestone for me. I haven’t weighed this amount since 2016. On Memorial Day we bought burgers…
AI Told Me To Replace One Of My WiFi AP
The family has been complaining again about slow WiFi again. I don’t blame them, since I had AI initially help me save $1000 on new mesh network back in January, I’ve added an AI lab, a dedicated laptop for AI agents, and some other tech to the house. AI also helped fix my firewall for…
AI Is Now My Expert Gardening Partner
This year I planted a much more extensive garden at home. Most of my plants are doing fine however the Jasmine plants started getting all their budding leaves eaten. I thought it were ants eating them and asked AI what I could do to get rid of the ants but AI responded that it likely…
I Built An AI Personal Assistant Bot
Wow! I am blown away by what I just accomplished. After watching the video below by Nate Herk, I got the inspiration to setup my own AI Hermes agent and it’s amazing! What can an agent do? Well almost anything you give it permission to do on computing platforms but for me, the first few…
Memorial Day
On this solemn day, best wishes to everyone on Memorial Day.
New App: Black Scholes Analysis
When it comes to a toolbox, a good one typically has a hammer, pliers, a tape measure, a multi-bit screwdriver, a socket wrench set, a utility knife, and a cordless drill. When it comes to investments, what tools belong in your investment toolbox? I continue to build tools for my investment toolbox. My latest tool…
High Income ETFs
I continue to research the ever changing fabric of the investment world. Over the past few years a ton of new ETFs have come onto the market offering investments into just about every type of asset class known but as I near retirement, I am primarily interested in holding on to my money, generating income…
New App: Current Market Valuation
Do you know the most important thing about investing? For me, it’s not losing money! One of the websites I visit periodicially is www.currentmarketvaluation.com to check the status of the S&P 500 against various measures. I don’t subscribe to the service, I just look through the models and look at some of the standard deviations….
Why AI Will Dominate – Proof In The Pudding
Yesterday I wrote a post about how billionaires allocate their portfolio. I got the data from a screenshot I took on CNBC on my phone. I wanted to use and explore that data so I opened up LibreOffice Calc app and loaded the data to create a chart. Below is the crap LibreCalc created. I…