Last April, I wrote this post about using Udio to make my own music for my own use largely because I got fed up with copyright nonsense, greed and selfishness. I’ve been looking for some better options and quite frankly I find some amazing new AI tools almost every day but none that has made…
Category: AI
Artificial Intelligence related
Over Tourism Is A Serious Problem
My family and I just got back from visiting our son in Europe. I spent most of December there because I wanted to go on a road trip with my son. We visited The Netherlands, Belgium, Germany, Luxembourg, and when the rest of the family came, we went to Paris, France. Nearly all the places…
Vacation Planning With AI
Once again, I am blown away by AI. My wife and I are planning on a trip to southeast Asia early next year and I would normally spend hours researching places, thing to do, restaurants on Tripadvisor then trying to pick a hotel around the activities I want to do but AI did this all…
Using Swiss Currency To Hedge Your Investment Portfolio
There are many ways to hedge an investment portfolio especially if you have a majority of your investments in the U.S. market and indexes such as the S&P 500. One of my occasional tools is to hedge my portfolio through purchases of FXF or it’s related options. SPY vs FXF Divergences I asked AI to…
XPAY, IRMAA, Medicare Premiums & AI
Does the title of this post have you confused? Well bear with me as I explain…. XPAY XPAY is a new ETF that does nothing more than give you your money back. If you invest $10,000 in XPAY, at the end of five years you’ll have gotten all your money back because it will give…
AI: Three Bucket Portfolio Allocations
I’ve been playing with AI again and this time I asked it about various financial retirement scenarios but this one feels worthy of sharing. Background: I asked ChatGPT to allocate the following buckets of money from various retirement accounts from whatever ETFs it thought was best. The table below represents how ChatGPT allocated the funds…
New ToolBox Page
It can be overwhelming trying to deal with everything in personal finance. The list below is something AI generated for me when I asked for a cradle to grave list of things related to personal finance. I don’t have a list of tools for all of those things but I do have one for the…
AI, Panic & Dependency
I now use AI almost on a daily basis and I hadn’t thought about how dependent I am becoming on it until it stopped working. Earlier this week I asked AI to create some images for me and it refused to do so. I am not sure if it was a technical glitch, AI didn’t…
AI: Using The Pareto Distribution For Investing
AI is starting to know me too well. I was working on fractal image generation related to something I was researching but my conversation with AI turned to finance as I had just asked AI about finance right before I started the fractal talk. AI suggested if i was interested in knowing how to leverage…
AI: Analyzing Asset Class & Sector Performance Returns With AI
Here’s another quick and amazing way to analyze data with AI. I visited this website and found the chart below. I wanted to know quickly which asset class had the best returns during the time period. Normally I would type the data into excel and start running averages but I decided to let AI do…