The Euro is getting crushed by the dollar and I think it’s a great time to pick up some EURO currency. I wrote about hedging my investment portfolio a few days ago with Swiss currency and I’m now looking to buy Euros. The chart above shows FXE is at 10 years low from a high…
Category: Money Management
Stock Market Frenzy
It’s the dot com bubble all over again! I’ve spent a few days researching topics and opinions on Reddit and other social media and there is quite a bit of stock market exuberance. The S&P seems to be breaking all new highs on a daily basis, bitcoin broke $80000 this week and keeps climbing and…
XPAY, IRMAA, Medicare Premiums & AI
Does the title of this post have you confused? Well bear with me as I explain…. XPAY XPAY is a new ETF that does nothing more than give you your money back. If you invest $10,000 in XPAY, at the end of five years you’ll have gotten all your money back because it will give…
Order of Spend Operations: Taxable; Tax Free; Tax Deferred
Do you remember first learning the order of operations for a math problem such as 3 x (5 + 4) – 12 / 4 = ? The acceptable way to solve that problem is to add the parenthesis first then multiply by 3 so you get 27 then divide 12 by 4 to get 3…
Sold & Redeemed $50k of Bonds
I sold off $30k of bonds via an ETF I had, TLT, this week and that’s on top of the $10k bond that got called and another $10k that will get redeemed tomorrow. Suddenly, I’ve sold off more bonds in one week than I thought I would do but there’s a good reason for it…
AI: Using The Pareto Distribution For Investing
AI is starting to know me too well. I was working on fractal image generation related to something I was researching but my conversation with AI turned to finance as I had just asked AI about finance right before I started the fractal talk. AI suggested if i was interested in knowing how to leverage…
The ETFs In My Retirement Buckets
I strongly believe that parts of the U.S. stock market are over valued but that doesn’t mean I stopped investing. I decided to write this post because I’ve been spending time on Reddit investing communities and almost all of the advice is the same when someone asks for investing help: “Just buy VOO!” I think…
Lost Decades, Moves To Cash & Sequence of Returns
A Wealth of Common Sense had a great post about the Sequence of Returns which is a must read because it fits into a theme I’ve been writing about for a while now. The Sequence of Returns post makes the argument that the time to buy stocks is when they’re getting hammered because ultimately, when…
Using AI As A Financial Advisor
I’ve been using AI as a financial advisor and I have some stories to tell but I need to pace myself so let’s start with some a walk down ETF street. I asked AI to help me review a list of ETFs and told it that I wanted to put these ETFs into one of…
Disney Plus Price Inflation 13.33 Percent!
On the heels of health insurance price inflation of 7 percent I wrote about here, I got a notice from Disney+ that their annual subscription price was going up from $139.99/year to $159.99/year. I opted to say goodbye. I wrote about streamlining (pun intended) my streaming services here in preparation for an economic recession and…