I use a few different tools to find net credit options collars for my stock holdings or if I want to initiate a new position and as I was walking someone through this process it occurred to me that Fidelity doesn’t make this easy so here’s a step by step way to navigate to the…
Category: Educational
50 Year Mortgages?
The big news today was the administration’s announcement for a 50 year mortgage in the marketplace. It seems insane to me but I wanted to double checked my gut instinct and asked AI if 50 year mortgages are a good idea. A 50-year mortgage is an ultra-long-term home loan that spreads repayment over half a…
How To Tell If Your Company/Firm Is Doing Poorly
Unemployment has been creeping up, the core inflation report released today shows inflation running hotter and there is still a great deal of uncertainty around tariffs and economic policies which begs a fundamental question: how do you know if your firm/company that you work for is doing poorly? Back at the end of May, I…
Have You Heard Of Showrunner?
In late February of 2024, I wrote a post entitled, “The Number 1 Skill To Have Now – AI” that outlined what I think would happen with AI over a long enough time frame. Specifically, I wrote the following: “I have a ton of books that I love such as Paul Coelho’s The Alchemist and would love…
Dividend Income: JEPI vs SPYI
As I get closer to retirement, the prospect of generating income from my investment portfolio is at the forefront of my mind. I’ve been researching a variety of ETFs to generate income and today I’m going to discuss JEPI and SPYI. I currently own JEPI in an IRA portfolio and I have weekly purchases setup…
Gaming, Strategy & Profits
Do you play video games? I recently started playing video games again. A few years ago I got a PS5 as a gift and I played with it for a while but then hadn’t touched it in years. Recently, I started playing with the PS5 to get my mind off of other things but I…
Over Tourism Is A Serious Problem
My family and I just got back from visiting our son in Europe. I spent most of December there because I wanted to go on a road trip with my son. We visited The Netherlands, Belgium, Germany, Luxembourg, and when the rest of the family came, we went to Paris, France. Nearly all the places…
U.S. Filial Responsibility Laws
As millions of people across America gather for the holidays this season, I have been exploring all aspects of retirement and came across some interesting information regarding filial laws. Filial Laws What are Familial Laws? Filial responsibility laws (filial support laws, filial piety laws) are laws in the United States that impose a duty, usually upon adult children, for…
Retirement Software Review: Boldin
I have been using Boldin software now for a couple of months and felt it was a good time to write a review about it. You can visit their website at www.boldin.com. Cost I’ll get to the cost part first because it’s one of the easiest things to discuss and what most people are generally…
Managing Equity Risk In A Stock Portfolio
Another heated topic on social media is how to manage risk in a stock portfolio. It seems far too many people have a binary mindset when it comes to investing. They are either fully invested in stocks or they are fully out sitting on cash. There are alternatives to those binary modes. Below is a…