Here is a preview of something that I am working on in the background. You may have heard that AI “agents” are all the rage now but one thing that I haven’t seen or heard is anything about a “money agent” that helps optimize your investment portfolio. The way AI is projected to decimate white…
Category: Educational
AI: RSP, QQQ, IWM & Timing The Market
I wanted to answer the question, “can you time the market” so I created scenarios using RSP (equal weighted S&P 500 ETF), QQQ (tech stocks) and IWM (small caps) and asked AI to figure it out. The answer surprised me a bit but you decide. Scenario Setup I downloaded the historical data from RSP, QQQ,…
The Best Investment I Ever Made Didn’t Cost Much
The best and most important investment I ever made didn’t cost much in relative terms. What was that investment? It was investing time in educating myself. During our youth, we all are forced to spend time in school. We start in kindergarten, then 1st thru 6th grades, then 7th-8th and then four more years of…
The Maximum Drawdown-Minimized Model Portfolio for Retirement?
Earlier today I posted a model portfolio for 25 year old based on a variety of metrics and assumptions and I asked ChatGPT to create a similar one for retirement. Below is the summary response after a long conversation. AI Response Below is a maximum drawdown–minimized portfolio, explicitly designed to survive 2008-style, COVID-style, and rate-shock…
The Model Investment Portfolio for 25 Year Olds?
This past weekend I had some great conversations with ChatGPT on building some model investment portfolios based on some specific criteria. Long time readers know that I primarily invest in equities/ETFs that have options on them so I can hedge or generate additional income from options trading. With that in mind, I asked ChatGPT to…
How To Find Options Credit Collars Using Fidelity
I use a few different tools to find net credit options collars for my stock holdings or if I want to initiate a new position and as I was walking someone through this process it occurred to me that Fidelity doesn’t make this easy so here’s a step by step way to navigate to the…
50 Year Mortgages?
The big news today was the administration’s announcement for a 50 year mortgage in the marketplace. It seems insane to me but I wanted to double checked my gut instinct and asked AI if 50 year mortgages are a good idea. A 50-year mortgage is an ultra-long-term home loan that spreads repayment over half a…
How To Tell If Your Company/Firm Is Doing Poorly
Unemployment has been creeping up, the core inflation report released today shows inflation running hotter and there is still a great deal of uncertainty around tariffs and economic policies which begs a fundamental question: how do you know if your firm/company that you work for is doing poorly? Back at the end of May, I…
Have You Heard Of Showrunner?
In late February of 2024, I wrote a post entitled, “The Number 1 Skill To Have Now – AI” that outlined what I think would happen with AI over a long enough time frame. Specifically, I wrote the following: “I have a ton of books that I love such as Paul Coelho’s The Alchemist and would love…
Dividend Income: JEPI vs SPYI
As I get closer to retirement, the prospect of generating income from my investment portfolio is at the forefront of my mind. I’ve been researching a variety of ETFs to generate income and today I’m going to discuss JEPI and SPYI. I currently own JEPI in an IRA portfolio and I have weekly purchases setup…