Every time SPY spikes to all time highs, I tend to buy PUTS on SPY as a hedge. It’s no different this week and you can read about my past SPY Put buying in August here and and September here. So what did I buy? I bought $570 Puts for June 2025. A few of…
Category: Financial Odyssey
Things To Leave Out of Estate Planning
As I continue my journey of estate planning which I wrote about here initially, I came across an informative and interesting video. The video highlights some things that should be left OUT of a Will such as guns, time shares, HSA accounts, and businesses. It’s a great video to watch to at least get into…
The Day Halloween Died
Saturday Night Live had a hilarious skit this past weekend about the ‘Spirit Halloween’ store that pops up across America for 6 weeks then disappears into the ether until the next holiday season. If you missed the skit it’s worth to watch for a few good laughs but it got me thinking about when Halloween…
What Is Your Decumulation Retirement Strategy ?
If you’ve been reading this blog for some time you know the core theme has mostly been about earning money, growing & investing money, and tax strategies around money but I honestly never thought about decumulation until I had another deep dive conversation with AI about retiring. Decumulation Strategies Recommended By AI Decumulation strategies in…
Deferring My Compensation In 2025
I have a hard decision to make soon and that’s how much of my salary I will defer into the future. A key problem that comes with a higher income levels is higher and higher taxes. My employer allows me to defer my compensation into the future (at least 5 years) which has a net…
Closed My SPY Puts For 73% Return
Back on September 5th, I wrote a post about how to deal with stock market skeptics. In that post, I had opened a position by selling cash secured puts on SPY at $320 (fair value) strike price. I sold the put for $148 and was going to let it ride till December 20 at which…
How I Save Money Using Open Source Software
A few of my hobbies include photography, videography and travel and as you can imagine those three activities can cost quite a bit of money. In the past, I spared no expense on my hobbies but as time wore on I realized I was spending too much money on software. The issue became worse when…
Return To Office Mandates = New Layoff Tool
The big news this week is Amazon mandating employees return to office 5 days a week starting in January 2025. Corporate employees will be expected to be in the office five days a week “outside of extenuating circumstances” or unless they have been granted an exception by their organization’s S-team leader, Jassy said, referring to…
Buying Insurance For Your Assets
As your wealth grows over time one of the fundamental things you worry about is “losing it all” and having to start all over again with nothing. The best way to mitigate “losing everything” is to buy insurance for your assets. Additionally, if you have a spouse, children or others that you serve as a…
Investing or Gambling?
I watch a lot of YouTube videos and what I watch is mostly focused on investing, finance, taxes, or related material but I’ve noticed a disturbing trend lately some of the YouTubers I follow to be pushing what I consider to be gambling “investment” opportunities. Masterworks The first site I saw from a reputable YouTuber…