If you were a “high” earner in 2025 then you definitely need to read this post! As I recently wrote, I got my new 401k setup and had everything planned out but I came across an article that said there are new 401k rules for 2026 and it said some troubling things. I asked AI…
Category: Investments
Year End Portfolio Review – Income Streams
As we approach the end of the year, I’ve been looking at my income streams and it’s hard to believe that at one point in my life I had $39 in my bank account and that’s all the money I had in the world. I remember having a credit card bill due with a minimum…
SLV & NFLX Net Credit Collars
I’ve been liquidating some of my stock investments because I don’t have a good feeling about 2026 and beyond but that doesn’t mean there aren’t potential opportunities out there to make money. My two latest trades are net credit collaring SLV (Silver ETF) and NFLX (Netflix). SLV (Silver ETF) In the SLV trade, I bought…
AI: Tax Optimizing Investments For Account Types
The biggest problem I see with financial “experts” on TV and the Internet are bad assumptions. The biggest bad assumption that annoys me to no end are “advisors” that don’t start the process by looking at things through a tax lens. There are only two certainties in life: death and taxes. Perhaps I am a…
AI: ETFs for High Inflation
In my continuous search for the best investments under different conditions and testing the “intelligence” of AI, I have once again, created a portfolio using AI under inflationary conditions. The goal this time was to create a 3 ETF portfolio for high inflationary period lasting 5 to 7 years with inflation growing from 3% to…
AI: 3 ETFs For A Recession
I continue to play with AI and I’m loving the speed of the research capabilities. This tool reduces hours of work down to minutes and my latest play with it was to create a 3 ETF portfolio for a recession period but with the caveat to build it for a quick recovery. The assumptions I…
Horrible Fund Options In 401k
I managed to get the rollover checks from my old employer’s 401k already and I am in the process of depositing into my new 401k plan however I have run into a snag…. The new provider has absolutely horrible 401k fund options. I haven’t downloaded all the prospectus yet but the ones I have downloaded…
AI 3×3 ETF Porfolio for Roth, IRA, and Taxable Accounts
On the heels of my previous post on having AI create an AI generated ETF portfolio, I decided to have AI analyze 60 covered call ETFs and create a 3 ETF tax optimized portfolio for each type of account: Roth (tax free), IRA (tax deferred), and Taxable account. I am actually impressed with the speed…
AI Generated ETF Income Portfolio
I continue to use AI to test some portfolio options and variations and I simply love the tool and the capabilities. It took me an hour of work to get the output at the bottom of this post largely because I had to do too much work on my own but I think AI will…
Bitcoin Blues? Ethereum Exhaustion? Not On My Watch!
The past few days some digital currencies appear to be in free fall. The two I own are Bitcoin and Ethereum so you might think I’m quaking in my boots about losses on these two digital currencies but I’m not. I own these digital currencies through ETFs, IBIT and EHTA, and I specifically chose these…