I was reading Reddit this morning and came across this post from someone who’s spouse got a new job and created a lot of turmoil in their household. Essentially, the ‘normalized’ pattern of life was disrupted when the author of the post wife got a new job and changed their entire schedule. Reading that post…
Category: Personal Management
How To Prepare For A Recession
Is your spidey sense tingling? I don’t know about you buy my spidey sense is tingling and when that happens it means an economic recession is coming so how prepare for one? Loss of Job The worst thing that typically happens during a recession is people lose their job. In 2008, when the financial crisis…
When You Change Jobs, Move Your HSA Account
When most people change jobs they know to take their 401k with them to their new company or roll over that money into an IRA. Whenever I’ve changed jobs I usually roll my 401k money into an IRA that has been accumulating all my 401ks over the years. Recently I left a job where I…
How Much Money I Save Working From Home
The last three jobs I’ve had the opportunity to work from home. I have had, on occasion, travel to the office for certain events or activities but for the most part, I work home nearly 99% of the time. So let me go through the list of money I save now by working from home:…
The Great Debate: Spend Less or Earn More?
Back in the heyday of personal finance blogs there was a great debate that stormed through the pf blogosphere and that was the debate over whether one should spend less than they earn or earn more than they spend. Spend Less Than You Earn The philosophy of spend less than you earn was to essentially…
Understanding Your Self Worth
When it comes to personal finance the most important topic to understand is your own self worth down to the hour. Most people have a job and get paid a particular hourly wage and this is generally the starting point for most people to understand their self worth. In the United States, and as a…