I have been in a world of mental anguish the past few days. It started with setting up my home lab for developing my own apps. So far I have had tremendous success building apps with Gemini and ChatGPT so I decided to take it a step further and build a more robust platform to…
Category: Financial Regrets
Are 401K’s and IRA’s A Trap?
The problem with living your life is that you don’t get to go back in time and correct your mistakes. What’s one problem I wish I could go back and fix? Contributing too much money to my 401k and not enough to non-tax deferred accounts. My wife’s and my retirement accounts have ballooned into really…
AI: What Are My Stupid Financial Mistakes?
After using AI to test some portfolios for ETF income, covered call ETF income and inflation, I decided to ask about the most common things that can derail and investment portfolio. The response was interesting and surprising because I saw my own actions and behaviors in the list. And that’s the great thing about AI,…
Financial Regrets: Failed Expats
I spend a bit of time now researching international destinations for where we’ll retire. The best way I have found to do this is to hear from people who’ve actually done it and follow them on their journey. My first resource for this is YouTube followed by Reddit and then blogs or other websites. Please…
I Dream of Minimalism But Society Impedes Me
Almost a year ago I wrote, Financial Regrets: Accumulating Junk, where I discuss the piles of stuff I have and since I wrote that post, we have been working hard to donate or trash salvageable items and purge the rest however for every step forward we seem to take a step back and I’ve been…
Financial Regrets: Streaming Devices
I’m a bit of a tech junkie but one of my biggest tech financial regrets are all the streaming devices I have bought over the years. I have at least a half dozen Apple TV devices, half dozen Amazon Fire devices, Roku devices and more. At the time, each device fit a purpose and was…
Personal Finance Lessons From Older Americans
I attribute my personal finance success to essentially other people. Over the years I learned so much from people who had higher net worth, education and success than I had but I equally learned as much from people on the other end of the spectrum. I came across this video that shows some personal finance…
Financial Regrets: Kitchen Stuff
I love to cook. I have hundreds of spices in my pantry right now from all over the world. I also have kitchen stuff that’s now turned into a financial regret so here are some lessons from my mistakes for all the cooks out there. Pans Our family became a fan of Ozeri pans largely…
Financial Regrets: Retirement Travelers Thoughts
I enjoy learning from others successes as well as mistakes and financial regrets. One of my wife’s and I’s favorite YouTube channel that we watch regularly is Retirement Travelers. This is a couple that retired early and is now spending most of their time traveling around the world. A recent video by the couple talks…
Financial Regrets: FSA Account
One of my family’s biggest challenges are taxes. We often keep getting pushed into higher tax brackets and now we hover between 24% and 35% depending many different variables each year. To help drive down some of my W-2 income, I opened an FSA account this year and it has been the worst mistake of…