I’ve been using AI for a while now and I continue to learn better ways to use AI and prompt engineering. My latest use is something I picked off the Internet that really scaled things up. Essentially, I came across a five stage method for interacting with AI and gave it a go on a…
Category: Risk Management
Expat Dangers Of Inadequate Due Diligence (Cry For Me Argentina!)
I am finishing up an exploratory/holiday trip in South America. I checked out a few countries and plan on returning to check out more but I had a death in the family and now have to return back to the U.S. for a funeral. One of the lessons learned however is to be vigilant of…
Zepbound: My Health Journey – June Year 2
$4000! That’s how much I paid for my 3 month supply of 10mg Zepbound this last time. You may be asking why so let me tell you. At the end of May I was laid off from work so my health insurance ended and I switched to my wife’s plan which does NOT cover Zepbound!…
How To Prepare For A War Economy?
We’re in a whole new environment now after the recent actions taken by the U.S. against Iran. I won’t get into the politics of that decision and situation since this is a personal finance blog so the prudent thing to talk about here is how to prepare for a war economy. With the help of…
My Genius Tax Plan Has Snared Me
Do you remember the old Wild E Coyote vs Road Runner cartoons? The series of cartoons featured a coyote intent on capturing the road runner with endlessly elaborate traps, tricks and tactics and sadly, he was never successful, the road runner always got the best of the coyote. I feel like that coyote. A few…
Zepbound: My Health Journey – May Year 2
Great news, the new 10 ml dose pushed me to lose 2 pounds. The somewhat bad news is that 10 ml dose makes my stomach nauseous most of the time. It’s not bad enough that I can’t cope but it really takes the hunger out of my system. I feel the way I did back…
It’s Too Tough For Young People
Over the past few months I’ve had numerous conversations with a variety of people. Many are friends that we’ve known for decades and all have adult children now. In talking to many of them there is a consistent theme: Young adults are having a very tough time. The Crisis Matrix The year 2000 generation has…
Sold My Foreign Currencies Today
After approaching nearly 10% return on my foreign currencies, I decided to sell them today. The inflation data is looking ominous and it may lead to the Federal Reserve hiking interest rates at a time that everyone thinks interest rates are primed to go down. If inflation does spike and the Fed raises rates, it…
Are You Stocking Up Right Now?
I was watching YouTuber What’s Going On With Shipping? (video below) and he is expecting a 35% reduction in ships docking in the ports on the west coast of the U.S. The slow down is a result of the tariff war that is currently ongoing. A 35% drop in shipping means a reduction of goods…
Update On Foreign Currency Hedges
Back in November I wrote a couple of posts on Euro and Swiss currency to hedge my investment portfolio. These positions weren’t huge but they were intended to hedge and possibly profit from volatility against a falling stock market and falling US Dollar. So how are those positions doing now? My Euro currency trade is…