There are $7 trillion dollars in options expiring today. I sent the image below to my siblings about someone’s Christmas bonus going up in smoke as I exercised my put option and forced a margin call on someone out there in the world. They are going to have to cough up $6500 by Monday to…
Category: Risk Management
AI: Auditing Your Insurance Policies
The wonders of AI are only going to be limited by your imagination. I’ve been using AI for quite a few things now but it hadn’t occurred to me to use it as an auditor for my home and auto insurance policies until I saw this video from Coach Carson below. Thanks for the idea…
AI: When To Use The Right Options Strategy
I have been writing about my options strategy for a while now the past couple of years. In 2023 and 2024, I wrote about Covered Calls and this year I have been more heavily focused on Net Credit Collar trading. Someone asked me how I determine which strategy to use in what environment and I…
SLV & NFLX Net Credit Collars
I’ve been liquidating some of my stock investments because I don’t have a good feeling about 2026 and beyond but that doesn’t mean there aren’t potential opportunities out there to make money. My two latest trades are net credit collaring SLV (Silver ETF) and NFLX (Netflix). SLV (Silver ETF) In the SLV trade, I bought…
Zepbound: My Health Journey – November Year 2
I am late getting this post out because I appear to have flat-lined in weight loss again. This happened around the same time last year as I approached my 1 year anniversary on Zepbound. I am now approaching Year 2 anniversary which will happen on February 1. The dilemma for me is that I don’t…
AI: Tax Optimizing Investments For Account Types
The biggest problem I see with financial “experts” on TV and the Internet are bad assumptions. The biggest bad assumption that annoys me to no end are “advisors” that don’t start the process by looking at things through a tax lens. There are only two certainties in life: death and taxes. Perhaps I am a…
AI: ETFs for High Inflation
In my continuous search for the best investments under different conditions and testing the “intelligence” of AI, I have once again, created a portfolio using AI under inflationary conditions. The goal this time was to create a 3 ETF portfolio for high inflationary period lasting 5 to 7 years with inflation growing from 3% to…
AI: 3 ETFs For A Recession
I continue to play with AI and I’m loving the speed of the research capabilities. This tool reduces hours of work down to minutes and my latest play with it was to create a 3 ETF portfolio for a recession period but with the caveat to build it for a quick recovery. The assumptions I…
Early Signs of Credit & Banking Crisis?
One of the observations I’ve made over the years is how banks change my credit limits on my credit cards from time to time. What I’ve discovered is when banks are feeling stressed they start cutting credit lines or start asking how much people are earning to adjust those credit lines. I’ve written posts about…
Is The AI Bubble About To Pop?
I’ve been reading a great deal of interesting news on AI but the most recent and alarming is a trend of some big names selling off some of their AI stocks. Peter Thiel, according to this article, just liquidated all his NVIDIA position. Michael Burry had short positions in Palantir and Nvidia prior to closing…