I am a little late getting this out, I’ve been traveling for almost two months now. I took 8 shots of the autopens with me and I’ve burned thru them all but one which I will use next week. The good news is that I have lost weight while traveling. It hasn’t been hard, I…
Category: Risk Management
Locking 15% to 25% Return On Gold Miners
Even though I’m in Asia, it doesn’t mean I’m not trying to make money. Gold continues to go to the moon and it’s a great time to profit from all the momentum and speculation. I’ve written about my first gold collar on GLD here and so far so good, it’s risk free money. I also…
Now My Bank CDs Are Being Called
While the cat’s away the banks will play…that’s how I feel right now. I’m having a great time in Europe getting ready to move to Asia but I keep getting notifications of stuff happening back home with my financial accounts. The latest thing was this gem below that my 5.05% CDs are being called. Oh…
Gold Collar Trade – How I Am Making Risk Free Money!
Back in April 2024 I wrote a post entitled, “The Gold Bugs, Like Cicadas, Are Out of Hibernation” and the tone of the article was skepticism of where the price of gold was going. In that post I wrote that I have some physical gold and I also own a few gold mining ETFs. I…
Zepbound: My Health Journey – August Year 2
The great news is I lost 5 lbs in August but it may have been more due to COVID than Zepbound. Mid-August I picked up my first ever case of COVID and I didn’t eat much for 3 days. I took Paxlovid and recovered after five days and gained back a pound or two which…
Fidelity’s Retiree Health Care Estimate
Fidelity released their annual retiree health care estimate and rather than write a post about it, my favorite bond blogger recently published a video worth watching if you’re planning on retiring soon or are already in retirement. With the ever growing cost of health care insurance and the already ridiculously priced health care services, it’s…
New 401K Investment Rules – Gambling Allowed
The administration signed a new rule around alternative investments in 401k’s today. The summary is below and I asked AI to give me a risk matrix for anyone considering adding speculation to your 401k. Key Developments President Trump signed an executive order on August 7, 2025, aimed at allowing alternative assets—such as cryptocurrencies, private equity,…
Zepbound: My Health Journey – July Year 2
For the month of July, I was traveling and I was greatly concerned about my weight loss plan given we were eating out at restaurants most of the time and snacking in between meals in the most unhealthy way with processed food. The good news is we walked many miles every day so if we…
Evolving Prompt Engineering For AI & Personal Finance
I’ve been using AI for a while now and I continue to learn better ways to use AI and prompt engineering. My latest use is something I picked off the Internet that really scaled things up. Essentially, I came across a five stage method for interacting with AI and gave it a go on a…
Expat Dangers Of Inadequate Due Diligence (Cry For Me Argentina!)
I am finishing up an exploratory/holiday trip in South America. I checked out a few countries and plan on returning to check out more but I had a death in the family and now have to return back to the U.S. for a funeral. One of the lessons learned however is to be vigilant of…