I got my severance package payment today. It actually came a bit faster than I was expecting but I’m not going to complain. It came at the perfect time, I’m getting ready to head out for the summer on holiday. This reminds me that I may not be posting frequently given I will be visiting…
Category: Money Management
My Genius Tax Plan Has Snared Me
Do you remember the old Wild E Coyote vs Road Runner cartoons? The series of cartoons featured a coyote intent on capturing the road runner with endlessly elaborate traps, tricks and tactics and sadly, he was never successful, the road runner always got the best of the coyote. I feel like that coyote. A few…
Restaurant Inflation Insane
As a kid in middle school, I remember my dad taking me to a diner downtown before dropping me off at school. It was a diner where everyone seemed to know him. A breakfast plate of food that included eggs, bacon, and biscuits was $1.99. My dad would go there for breakfast often but the…
Everything At The Grocery Store Is Now $8+
I may be aging myself but I noticed this past weekend when I went to the grocery store that most items now have a starting price of $8 and it kinda blew me away. I remember a time $2 was the starting point for most items. Let’s take a look at my recent grocery bill…
Sold My SPY PUTs For Profits
Back in October, I wrote a post about buying puts on SPY as the market made new all time highs. Back then it was all about the irrational market but I held on and as the election happened and a new administration won and would be coming in, I figured the market would not like…
Tariff Warnings: Laptop Prices Going Up 10% In March
It looks like my strategy hoarding electronics was prudent and timely. According to TomsHardware, the price of laptops are expected to rise 10% in March due to the new administration’s tariff scheme. Acer Laptop prices in the U.S. are set to rise by 10% from March 2025, commented CEO Jason Chen in an interview with The…
Retirement: Qualified Dividends vs Non-Qualified Dividends
Do you know the difference between qualified dividends and non-qualified dividends in your investment portfolio? Knowing the difference could mean a smaller tax bill or a much larger one in retirement. I’ve come across a great YouTube video on the subject so rather than write a wordy explanation, it’s just easier to watch this video…
Is My Secret Source For Eye Glasses In Danger?
As I’ve gotten older, I seem to be in need for more frequent changes of glasses. First it was “readers” then my eyes went out of whack so now I wear bi-focals. But lately, my eyes seem to change every six months instead of annually. Because I go through glasses like tissues I had to…
New Administration, More Inflation
The premise of the new administration in office was that it would make inflation go away right away but inflation seems to be heading in the wrong direction. Inflation is my primary concern when I retire and with good reason, once someone begins to live off investments, they need to make sure they have enough…
Paying Your Mortgage With Your Credit Card
The holy grail of credit card reward points has always been to pay your mortgage with a credit card. This is usually the largest recurring expense most people have on their bill pile. There are now potentially two credit cards that will allow you to do this with minimal fees. Rather than type of a…