Driven in part by AI helping me optimize my investment portfolio, I am updating the ETFs in my taxable brokerage account for 2026. As a high income earner, taxation is a significant issue and driver for me in how I invest my money. Below is a table I created with AI to explain some of…
Category: Money Management
Stock Market Valuations In 2026
I have been worried about stock market valuations for quite some time. So much so that I predicted my own layoff back in September of 2023 not because I am clairvoyant but because I’m old and have lived through enough recessions and stock market shocks that I ought to know better by now. I was…
Got My Deferred Compensation Funds
Well call it a triple whammy of blessings but I got my deferred compensation funds in one giant lump sum. I was dreading getting this money because it will push me into a higher tax bracket and I honestly don’t know what to do with all the cash anymore. The stock market is over-valued, housing…
Year End Portfolio Review – Income Streams
As we approach the end of the year, I’ve been looking at my income streams and it’s hard to believe that at one point in my life I had $39 in my bank account and that’s all the money I had in the world. I remember having a credit card bill due with a minimum…
AI: 3 ETFs For A Recession
I continue to play with AI and I’m loving the speed of the research capabilities. This tool reduces hours of work down to minutes and my latest play with it was to create a 3 ETF portfolio for a recession period but with the caveat to build it for a quick recovery. The assumptions I…
Horrible Fund Options In 401k
I managed to get the rollover checks from my old employer’s 401k already and I am in the process of depositing into my new 401k plan however I have run into a snag…. The new provider has absolutely horrible 401k fund options. I haven’t downloaded all the prospectus yet but the ones I have downloaded…
AI 3×3 ETF Porfolio for Roth, IRA, and Taxable Accounts
On the heels of my previous post on having AI create an AI generated ETF portfolio, I decided to have AI analyze 60 covered call ETFs and create a 3 ETF tax optimized portfolio for each type of account: Roth (tax free), IRA (tax deferred), and Taxable account. I am actually impressed with the speed…
AI Generated ETF Income Portfolio
I continue to use AI to test some portfolio options and variations and I simply love the tool and the capabilities. It took me an hour of work to get the output at the bottom of this post largely because I had to do too much work on my own but I think AI will…
Setup My New 401k Already
After writing this post where I was told by my new employer that there may be a 30, 60, or 90 day wait for my new 401k plan, I already got everything setup. I received an email yesterday that I could go ahead and set it up. I logged on and tried to set everything…
Early Signs of Credit & Banking Crisis?
One of the observations I’ve made over the years is how banks change my credit limits on my credit cards from time to time. What I’ve discovered is when banks are feeling stressed they start cutting credit lines or start asking how much people are earning to adjust those credit lines. I’ve written posts about…