Yesterday, I wrote about Key Financial Warning Alarms and today I’m going to tell you some of the things I’ve been doing. Liquidity Protection What Should You Do? I have no idea, you and I don’t have the financial intimacy needed to give you any kind of advice but I do know that you should…
Category: Money Management
What Are Key Financial Warning Alarms To Monitor?
I’ve spent the week prepping for a Financial Apocalypse that may or may not come but I’d rather be prepared than not. There’s a saying, “I’d rather have it and not need it than need it and not have it!” As a follow up to Is Your Personal Finance Ready For War, I decided to…
Update On 401K For 2026
It’s March and I am approaching the $24,500 2026 limit for 401k contributions. People over 50 can contribute an additional $8000 however if you were classified as a highly compensated employee those contributions need to be made to a Roth IRA vs a deferred 401k contribution. I called my 401k provider to understand my options…
Boosting FICO Score By Timing Payments?
I pay off my credit card every month. I didn’t always do that and I recall 25+ years ago when my wife and I first got married that the interest charges on those cards exploded the balance when not paying the off immediately. It was a tough lesson to learn during those early years. Because…
Made 20% Return In One Day By Accident
What a crazy week. The volatility in this market has been insane. Yesterday I attempted to sell 10 contracts for January 2027 on a particular equity I own and I accidentally clicked BUY instead of SELL in the options screen. I quickly tried to undo it by selling them back but the market moved due…
Detailed Returns For One Account @ Fidelity
A reader asked for details on my recent post on my account returns. Because there are many components and options trades, I didn’t have the time to calculate the detail so I downloaded all the transactions for 2025 for one account and uploaded them to AI and asked it to create a detailed dashboard. The…
My Ultimate ETF Investment Portfolio
I have spent over a year now working with AI to build the ultimate ETF investment portfolio for my needs based on my income, my assets, my tax situation and my goal objectives. I write those “my” repeatedly so that everyone understands that this is customized for me and that is the core power of…
Increasing Cash Position To Quarter Million
It’s February options expiry today and I have about $140k in assignments which will get added to another $100k I have on the sidelines. Managing cash is starting to be a real problem. Just sitting in cash generates even more income in the form of interest but for me that’s a better option than this…
“Be First, Be Smarter or Cheat”
The title of this post is from a quote by Jeremy Irons in the movie Margin Call. In the scene (video below), Jeremy’s character, John Tuld, CEO of an investment bank sits at a conference room in the 2 am hours of the day trying to figure out what to do with a bond portfolio…
My Sinister Water & Gas Bill
As I continue to declutter this year I came across some old water bills from the city and I was a bit shocked at what I found. My water bill has grown 115% over 8 years for the exact same amount of water although the “sewer” charge has grown and we have less people living…