Yesterday I wrote about the boomer retirement crisis and on the other end of the spectrum there is a millennial housing crisis. The Wall Street Journal has an article entitled, “Young Americans Are Getting Left Behind By Rising Home Prices, Stocks” and here is a key quote from the article. For those looking to embark…
Category: Money Management
ETF CPSM: A 9 Percent Return & Guaranteed Capital Protection?
There’s a new ETF sheriff in town and it’s promising to pay a 9 percent return with full capital downside protection. If you want to watch an explanation of how this works check out the video clip below from CNBC. If you prefer to read about the new ETF, there is a great article here…
Investing From A Taxable Bucket
It’s complicated. I wanted to start this post with the phrase ‘it’s complicated’ because if you don’t like complicated things then this post isn’t for you. In my post, “How I’m Investing My Buckets of Money: Taxable” bucket I gave an example of how I’m investing funds from my taxable bucket but I merely scratched…
Financial Regrets: Chicken & The Egg
My mother has chickens at her home. I asked her why she got the chickens and she said it was because eggs were too expensive at the grocery store. Of course, she only wants the organic farm free range well cultured chick eggs and since that variety cost is high she decided that she would…
Money Calendars
I have at least a dozen calendars that I manage and half of those are for managing money. I’m going to focus on the money calendars for this post so let’s get started. Bond Calendar The first money calendar is my bond calendar. There are several components to this calendar. First there is the US…
Games (& Investing) For Ages 20 & Up
Do you have young kids? If so, you’re probably aware that kids love to play games. My kids favorite when they were young was Monopoly (Ages 8 and up), Settlers of Katan (10 and up) and lately, Secret Hitler (17 and up). Games & Age Groups My kids didn’t start playing Monopoly right off the…
Buying 5 Year TIPS Bond This Week
The US Treasury will auction off 5 year TIPS bond this week on April 18th and I already put my order to in acquire some for my bond portfolio. The bond is expected to have a real yield above 2 percent and will be inflation protected so it’s a good time to buy especially since…
The Gold Bugs, Like Cicadas, Are Out of Hibernation
In case you didn’t know, billions of cicadas are supposed to be out and about this year and coincidentally so too are gold bugs out touting now is a good time to buy gold! There are also reports that Costco keeps selling out of gold bars in minutes as soon as they go on sale….
Which Investment Broker(s) Do I Use?
Over the course of my career, I’ve collected a cornucopia of brokerage accounts. During that time frame, many of these brokers began buying each other out. For example E-Trade got swallowed up by Morgan Stanley, TD Ameritrade is now Charles Schwab. Fidelity is probably one broker that hasn’t been swallowed up or changed names over…
Why Are You People Buying Bank CDs?
I really don’t get why people buy bank certificate of deposits where there are many different options out there. The Wall Street Journal had an article entitled, “How High-Yield CDs Turn Into 0.05% When You’re Not Looking” and it boils my blood to see how people get cheated but cheating the customer isn’t something new…