This Iran war has caused Asian stocks to get clobbered. A large part of the issue is that Asia’s oil flows through the Straits of Hormuz so if that shipping lane is disrupted, it will cause havoc with Asian economies as energy costs soar. The KOSPI has been hit hard and is down 12 percent…
Category: Investments
More GSE Bonds Called
In February I’ve had about 20k worth of GSE bonds called. These were essentially government loans to farmers. I had almost 6% interest on these bonds and it makes sense for whoever took out these loans to refinance at today’s lower rates. Ironically, the recent PPI report had hotter inflation than expected which has led…
Rotating From IWM To TLT
Every investor needs to make decisions for what’s best for their needs at their current point in time. For me, I am rotating away from small caps (IWM) to bonds via TLT. This is largely a move to reduce risk as TLT is a 20 year bond ETF. Don’t take anything you read here as…
My Rental Property Strategy
My rental property strategy is fairly simple. Find a home that can generate the cash flow with a reasonable return. I won’t go into the details into the type of home, city, specs, etc because every investor is looking for something different. Some want stable cash flow, others want home appreciation while someone else pays…
Detailed Returns For One Account @ Fidelity
A reader asked for details on my recent post on my account returns. Because there are many components and options trades, I didn’t have the time to calculate the detail so I downloaded all the transactions for 2025 for one account and uploaded them to AI and asked it to create a detailed dashboard. The…
AI: RSP, QQQ, IWM & Timing The Market
I wanted to answer the question, “can you time the market” so I created scenarios using RSP (equal weighted S&P 500 ETF), QQQ (tech stocks) and IWM (small caps) and asked AI to figure it out. The answer surprised me a bit but you decide. Scenario Setup I downloaded the historical data from RSP, QQQ,…
My Ultimate ETF Investment Portfolio
I have spent over a year now working with AI to build the ultimate ETF investment portfolio for my needs based on my income, my assets, my tax situation and my goal objectives. I write those “my” repeatedly so that everyone understands that this is customized for me and that is the core power of…
What Were My Returns From 2025 Thru 2026?
I am starting the process of working on my taxes so I’ve had a chance to look at my returns from a variety of brokerage accounts. I am not including my cash accounts because cash accounts have money going in and out and it’s too difficult to track what were investment returns and what was…
VOO vs SCHD, What About Taxes and Income?
The endless debate on Reddit investing forums seems to be the VOO vs SCHD or Growth vs Income/Dividends. I came across the YouTube video below which does a good job of discussing the pros and cons of each. In the video, investing equal amounts in both VOO and SCHD over 30 years produces $5.6 million…
AI: Best Options Strategy For QQQ
Rank Strategy Income Consistency Risk Overall #1 Covered Calls (21–30D, ~15% OTM) High Extremely High Moderate BEST overall #2 Put Credit Spreads (21–63D, ~12–15% OTM, 5% wide) Medium Very High Low BEST risk-adjusted #3 Cash-Secured Puts (21–45D, ~10–12% OTM) Highest High Moderate-High Good #4 Collars Low High Very Low Safest Optimal parameters (from grid backtest)…