I’ve been reading about how these GLP-1 drugs change people’s personality and I have been thinking about that a great deal because to some extent my personality has changed. But before we get to that I want to tell you that while taking this medicine has been great, hunting for it has not. Express Scripts…
Category: Personal Management
Climate Change & Personal Finance: Hoax or Harbinger?
It’s an election cycle year so I’m seeing all sorts of the usual debates on various media platforms about climate change and whether it’s a hoax or harbinger of more things to come. I honestly don’t know the answer but I do have 27 years experience and obervations. Same House 27 Years I bought my…
Your Three Retirement Demons: Inflation, Taxes & Lifestyle
While I don’t watch or listen to Dave Ramsey, I do occasional run across an article with an outrageous title such as this one, “Dave Ramsey delivers wake up call to Iowa couple making nearly $200k but struggling to make ends meet“ Essentially, this couple has $785,000 in debt even though they earn $200,000 per…
The 50/30/20 Budgeting Rule
The 50/30/20 budgeting rule is making the rounds on the internet and I honestly wasn’t sure what it was until I read up on it. I haven’t had an official budget in over 20 years and that’s largely because I have always paid myself first. For decades, I’ve always tried to maximize my 401k, kept…
Our Plan To Will Assets Equally, Not So Easy
My wife and I periodically update our Will and we’re getting close to having to update it again. The major changes over the years were who we designated to have as custodian for our kids but now that all our kids our adults, we’re planning on updating it again. To that end, I started watching…
Zepbound: My Health Journey – April Edition
It’s time for an update on my Zepbound weight loss journey for end of April. This is month 3 of my journey (see links below for other editions) and I am happy to report that I’ve lost 16 pounds total in 3 months. I actually had to redo the math several times since I didn’t…
Money Calendars
I have at least a dozen calendars that I manage and half of those are for managing money. I’m going to focus on the money calendars for this post so let’s get started. Bond Calendar The first money calendar is my bond calendar. There are several components to this calendar. First there is the US…
Games (& Investing) For Ages 20 & Up
Do you have young kids? If so, you’re probably aware that kids love to play games. My kids favorite when they were young was Monopoly (Ages 8 and up), Settlers of Katan (10 and up) and lately, Secret Hitler (17 and up). Games & Age Groups My kids didn’t start playing Monopoly right off the…
Why Are You People Buying Bank CDs?
I really don’t get why people buy bank certificate of deposits where there are many different options out there. The Wall Street Journal had an article entitled, “How High-Yield CDs Turn Into 0.05% When You’re Not Looking” and it boils my blood to see how people get cheated but cheating the customer isn’t something new…
The Whopping Costs of Vacationing In Europe!
I just got back from spending Easter in Europe and I am shocked at how much inflation has grown there and the whopping costs of living there. Airfare I was lucky enough to find “cheap” airfare to Europe for $760 but it was only because I have an alert on flash sales setup on my…