It’s an election cycle year so I’m seeing all sorts of the usual debates on various media platforms about climate change and whether it’s a hoax or harbinger of more things to come. I honestly don’t know the answer but I do have 27 years experience and obervations. Same House 27 Years I bought my…
Category: Risk Management
Risk Management: Taxes, Real Estate & Rental Properties
The Wall Street Journal has an excellent article on the tax risks of owning multiple residences or real estate in different states and it’s something that my wife and I have had to deal with over the past few years. Here’s a key quote from the article, “States are getting more aggressive to avoid missing…
7 Frugal Habits I Dumped When Getting Rich
I ran across this article from CNBC discussing 7 Frugal Habits a self-made millionaire kept after becoming rich. I went through the list and I can honestly say I had similar habits but I dumped them all and I will tell you why. 1. I buy the least expensive cuts of meat Bernadette Joy buys…
I Bought $15k of CPSM Today
This is NOT financial advice so don’t do something because someone on the internet did it. Do you own due diligence on investments that meet YOUR needs not someone else’s need. Having said that, I bought $15,000 of CPSM this morning. I wrote about CPSM here if you want to learn more about it from…
Zepbound: My Health Journey – April Edition
It’s time for an update on my Zepbound weight loss journey for end of April. This is month 3 of my journey (see links below for other editions) and I am happy to report that I’ve lost 16 pounds total in 3 months. I actually had to redo the math several times since I didn’t…
I’m Buying PUTS on the S&P 500
This isn’t financial or trading advice so don’t do something just because someone on the internet is doing it. Having written that disclaimer, I am buying put options on the S&P 500 for September although May is very tempting too. One of the things I do to protect my investment portfolio is to occasionally buy…
Personal Finance and Data Security
I’ve been an AT&T customer for a while now and a few days ago I received a notice that my personal data was compromised. There is a news story here about it but this is why companies shouldn’t collect data that they don’t need but that’s a story for another day. As a precaution AT&T…
Spain Taxes Are Worse Than We Thought
In my post, What They Don’t Tell You About About Retiring Overseas, I wrote about how my wife and I are avid travelers. With one of our kids now seemingly living in Europe on a semi-permanent basis it makes a great deal of sense for us to consider buying a home somewhere in Europe to…
Which Investment Broker(s) Do I Use?
Over the course of my career, I’ve collected a cornucopia of brokerage accounts. During that time frame, many of these brokers began buying each other out. For example E-Trade got swallowed up by Morgan Stanley, TD Ameritrade is now Charles Schwab. Fidelity is probably one broker that hasn’t been swallowed up or changed names over…
Zepbound: My Health Journey – End of March Edition
War! That’s the only way I can describe what happened to me after I finally got my second month of Zepbound. I rotated from taking the shot on Thursdays to Saturdays because of the fiasco that ensued in February. Note: I had intended on posting this at the end of March but I went on…