After work, people like to wind down with TV or perhaps a walk or maybe some gardening but I like to look at options data and last night I came across something interesting on TLT. TLT is an ETF that tracks the long duration 20 year bond. So first let’s look at the data snapshot….
Gloom & Doom Research
With the stock market at all times highs (again), I like to take a breather during these times to take a look at gloom & doom forecasts. In this particular case, I gathered the “wisdom of the crowd” by viewing threads on Reddit. I asked AI to summarize the gloom and doom and here’s what…
Food Inflation Is Insane!
For 2026 I have been watching every single penny I spend. I plan on retiring soon so it’s important to know where every single dollar is going. For the month of April I spent $4500 and $1200 of that was groceries. The infuriating thing is that I am eating way less food now that I’m…
April 2026 Investment Returns (Sneak Peak)
With April behind us I was eager to have AI take a look at my transactions and give me some analysis. It seems AI kept making mistakes in how it calculates things on this data set. All I know for certain is that my accounts went up in value but how they went up may…
Zepbound: My Health Journey – April Year 3
I’ve completed a first full month on the highest dosage of Zepbound available at 15 mg and I’m happy to report that I’ve lost 3 lbs in about five or six weeks. My appetite is definitely down and the past month has felt like the first time I started Zep at the beginning. Food has…
Are You Living In The Right State For Your Persona?
One of the most depressing Reddit forums (at least for me) is the /r/povertyfinance and I only visit it about once a quarter to see what is troubling people. A quick glance at many of the headlines will probably depress you so tread cautiously. After doom scrolling through the doom posts, it suddenly hit me…
Dear Corporate America, Stop With The Stupid Feedback Surveys
This is a bit of a rant post so if you don’t like rants, skip this post. This week I’ve received a dozen emails all asking for “feedback” for a recent call/service/product/whatever that I participated in. In one case (AT&T), has now spammed me three times to do their stupid survey and guess what, I…
Everyone’s Broke But They Lie About It, Why?
The past couple of weeks I’ve had some strange interactions with people. First, the person pretends that everything is fine when we both know they are financially struggling. The second person knows the first person’s situation but doesn’t want to make a thing out of it so they keep quiet. The two people depart and…
A Difference of Opinion
I like to read many different things that revolve around money. I spend time on Reddit finance related forums, personal finance blogs, finance related YouTube channels, and endless other news outlets like CNBC and Bloomberg. In essence much of my reading time for leisure, pleasure and work revolves around money. I recently caught up on…
Having AI Audit AI On My Trades
As I use AI and AI created programs to drive my investment portfolio, I considered it was a good time to step back and have a closer look at the things AI is generating and perform an “audit” on what I’m doing right now. Who better to audit AI than another AI? The image below…