This is NOT financial advice so don’t do something because someone on the internet did it. Do you own due diligence on investments that meet YOUR needs not someone else’s need. Having said that, I bought $15,000 of CPSM this morning. I wrote about CPSM here if you want to learn more about it from…
Are You Part of the Millennial Crisis?
Yesterday I wrote about the boomer retirement crisis and on the other end of the spectrum there is a millennial housing crisis. The Wall Street Journal has an article entitled, “Young Americans Are Getting Left Behind By Rising Home Prices, Stocks” and here is a key quote from the article. For those looking to embark…
ETF CPSM: A 9 Percent Return & Guaranteed Capital Protection?
There’s a new ETF sheriff in town and it’s promising to pay a 9 percent return with full capital downside protection. If you want to watch an explanation of how this works check out the video clip below from CNBC. If you prefer to read about the new ETF, there is a great article here…
Are You Part of the Boomer Retirement Crisis?
MSN has an article out calling out the peak boomer crisis that seems to metastasizing into a very ugly future for millions of potential retirees. On Wednesday, AARP released the results of a January survey delving into retirement outlooks for Americans aged 50 and above. It found that many of them are not feeling confident with their finances. Particularly,…
Investing From A Taxable Bucket
It’s complicated. I wanted to start this post with the phrase ‘it’s complicated’ because if you don’t like complicated things then this post isn’t for you. In my post, “How I’m Investing My Buckets of Money: Taxable” bucket I gave an example of how I’m investing funds from my taxable bucket but I merely scratched…
Zepbound: My Health Journey – April Edition
It’s time for an update on my Zepbound weight loss journey for end of April. This is month 3 of my journey (see links below for other editions) and I am happy to report that I’ve lost 16 pounds total in 3 months. I actually had to redo the math several times since I didn’t…
I’m Buying PUTS on the S&P 500
This isn’t financial or trading advice so don’t do something just because someone on the internet is doing it. Having written that disclaimer, I am buying put options on the S&P 500 for September although May is very tempting too. One of the things I do to protect my investment portfolio is to occasionally buy…
Do You Have A Budget Plan For All Your Life Events?
I asked AI to tell me what the major life events are for a human. Here is what it wrote: Major life events for humans generally refer to significant occurrences that impact one’s life trajectory and personal development. These events can be broadly categorized into social, educational, professional, personal, and health-related events. Here’s an outline…
It’s Not High Income That Makes You Rich
I got into a discussion with someone this weekend over how to get rich. His point is that it’s super easy to get rich when you have a high income such as anything over $100k per year but I don’t believe that’s the case at all and I found two cases to prove my point….
Financial Regrets: Chicken & The Egg
My mother has chickens at her home. I asked her why she got the chickens and she said it was because eggs were too expensive at the grocery store. Of course, she only wants the organic farm free range well cultured chick eggs and since that variety cost is high she decided that she would…