This is a bit of a rant post so if you don’t like rants, skip this post. This week I’ve received a dozen emails all asking for “feedback” for a recent call/service/product/whatever that I participated in. In one case (AT&T), has now spammed me three times to do their stupid survey and guess what, I…
Everyone’s Broke But They Lie About It, Why?
The past couple of weeks I’ve had some strange interactions with people. First, the person pretends that everything is fine when we both know they are financially struggling. The second person knows the first person’s situation but doesn’t want to make a thing out of it so they keep quiet. The two people depart and…
A Difference of Opinion
I like to read many different things that revolve around money. I spend time on Reddit finance related forums, personal finance blogs, finance related YouTube channels, and endless other news outlets like CNBC and Bloomberg. In essence much of my reading time for leisure, pleasure and work revolves around money. I recently caught up on…
Having AI Audit AI On My Trades
As I use AI and AI created programs to drive my investment portfolio, I considered it was a good time to step back and have a closer look at the things AI is generating and perform an “audit” on what I’m doing right now. Who better to audit AI than another AI? The image below…
First AI Driven Put Credit Spread
I decided to take the plunge and let AI run my first put credit spread. It looked at a few options from the latest report and I picked EFA. The AI “suggestion” was to buy the $85 Put and sell the $92 put for a max profit of 6% on the trade on EFA. I…
How I Get Paid To Wait To Buy Stocks At Discount
I don’t like paying full price for anything and stock equities get no exception so I’m going to share with you how I buy equities at a discount and get paid to wait. Selling Cash Secured Puts The image below shows cash secured puts I sold at the start of April. I like to “ladder”…
New App: Bull Put (Credit) Spreads
I continue to invest time and energy in AI to help me build apps to optimize my investments. I finally got around to building a bull put credit spread app to scan data and find the best opportunities for returns or safety. Below are screen shots of the first run on April 17, 2026. I…
What’s Your Breaking Point?
Everyone has a breaking point and the trigger can be anything but I think for most people it’s usually money related. Perhaps the cost of food at the grocery store? Or maybe insurance costs for health, home, or auto? Or maybe property taxes or HOA fees that don’t seem to relent? For me, right now,…
Volatile Market, AMZN Collars To The Rescue
Warren Buffett’s two rules of money are simple. #1 Don’t lose money, #2 See rule #1. To that end, it’s been an extremely volatile market to say the least. There is a non-war war going on, oil infrastructure has been destroyed and there may be more to come. Since I don’t like losing money, I…
AI Saved Me $1700 In Taxes (Correction Post)
I wrote a post a few weeks ago about how I owe Uncle Sam $10000 and I normally file my taxes the first week of April to leave time for rejections/corrections and payment processing. I opened up TurboTax again and something just didn’t feel right about the whole tax situation. What bothered me the most…