It’s been 23 years since 9/11 happened and for some reason I have been thinking about it hard this month and I’m not sure why. I had friends in New York and fortunately none died during 9/11 but some of the people I knew had friends or relatives that were impacted in some way. My…
Incredible Streaming Services Inflation
As part of a potential recession coming up, I wrote this post about a year ago where I talked about rationalizing streaming services. I still think a recession is likely into 2025 but I was able to get some good deals on streaming services. In one instance, I got Hulu (with ads) for $0.99/month for…
Book Review: You Weren’t Supposed To See That by Joshua M. Brown
“If you can’t beat them, buy their stock” is the first thing I thought of after reading Josh Brown’s new book, You Weren’t Supposed To See That. I liked the book, it’s witty, funny, informative, and insightful. From what I can tell, it’s an amalgamation of blog posts and events written over the years and…
Evaluating Municipal Bonds
I’ve been writing about municipal bonds lately largely because I love the tax free interest these bonds generate and it helps with taxes so I’m writing about munis yet again. This time I am going to write about my decision making process for which bonds to buy. Lately, I am getting a flood of municipal…
Zepbound: My Health Journey – August Edition
This is going to be a short post. I was on vacation for most of August and while I continued to take my medication I didn’t lose any weight. That’s partly good news because we were eating out every single day for most of the month and I had little control over food options. The…
Financial Regrets: Retirement Travelers Thoughts
I enjoy learning from others successes as well as mistakes and financial regrets. One of my wife’s and I’s favorite YouTube channel that we watch regularly is Retirement Travelers. This is a couple that retired early and is now spending most of their time traveling around the world. A recent video by the couple talks…
How To Deal With Stock Market Skeptics
“The stock market is overvalued” “The stock market is going to crash” “The stock market is a scam” “The stock market is a casino” These are some of the quotes I’ve heard from people over the past few months, years, decades….heck, I might have said some of these quotes myself at one point or another….
2024 Olympics & The 80/20 Rule
My wife is a big fan of the Olympics so I had to watch every day along side her to cheer on our favorites athletes but since I like to tinker with numbers I decided to use my time on the couch to test the Pareto Distribution. Pareto Distribution For the uninitiated and from Wikipedia,…
European Vacation Cost $23,000
My wife and I went on a European vacation for August. We visited three countries by plane, train, automobile and ship. I haven’t actually added up all the cost of the trip and I probably won’t do it but a good estimate for business class flights from the U.S. to our first stop, hotels, cruise…
Happy U.S. Labor Day!
I am back from vacation and will be posting again this week but for now enjoy your U.S. Labor Day holiday!