Did you know you need at least three personal finance people in your life? If not, then perhaps that’s why you might be struggling financially. Let me walk you through my personal finance people. Personal Finance Mentor A personal finance mentor provides financial guidance, advice, feedback on skills, and coaching. This type of mentor can…
Personal Finance Is A House Built One Brick At A Time
I have a friend who is a really great project manager. His go to phrase when dealing with a large complicated project is always, “you eat an elephant one bite at a time.” I thought about titling this post with that phrase but eating an elephant would probably offend some people so I switched it…
How A Lazy Blogger Made A Grown Man Cry
I’ve been reading stuff on the internet since the day it was invented. In the mid 2000’s I started this blog and ran it for a few years but then life happened. My kids were born between ’99 and ’02 so when I started the blog it was very manageable to watch over my kids…
What To Do About High Insurance Inflation?
The big news today was the release of the Consumer Price Index for February 2024. You can read the full report here and look at some charts here. But you will have to dig a little bit to get the eye popping data of motor vehicle insurance here. I copied the data and asked AI…
Zepbound: My Health Journey – Early March Edition
It’s been a fiasco! If you hadn’t heard, there was some type of cyber security attack on Change Health that disrupted insurance payments and processing of pretty much anything health care related. The cyber incident happened right as I was expected to get my second shipment of Zepbound. I had been waiting for two weeks…
The Hamster Wheel Financial Life
I am going to combine two different stories and explain why most people feel their are on an endless hamster wheel trying to get ahead in personal finance. I like to read reddit every now and then so I came across this particular post and I’m quoting some of it below that got me thinking….
National Slam The Scam Day!
Today is official Stop The Scam Day and I’m doing my public service for the year by sharing this information with you. Here is what you need to know. You can read more at the social security administration website here or www.ssa.gov/scam I actually wasn’t sure what to do with this email campaign I received…
Financial Regrets: Poor Decision Making
Let me give you a scenario: You have a car that gets 15 miles to the gallon. The cost of gasoline is $3/gallon. Your favorite grocery store is 7 miles away and it takes you 15 minutes to get there. You go to the grocery store, buy a bunch of stuff then drive home. When…
Money Perspectives: Islamic Finance
After getting the Jewish perspective on money, I searched YouTube for a video on Islam and money and came across this interesting video. I understood some basic principles of Islam and money such that interest was generally forbidden in Islamic customs but I never knew the level of intricacy of the rules and processes for…
What’s Your Plan For Inflation?
I have been doing some spring cleaning and came across an old credit card year end statement from 2001. It was a bit of a ‘blast from the past’ but what really struck me is how much the cost of stuff has gone up. For example, there was a fast food place named ‘Whataburger’ that…