I’m going to share the hardest money lesson and regret that I had in my career but as bad as it was, some had it far worse. The Great Financial Crisis 2008 The year was 2007 and I was hired by a company that offered me $100k worth of company stock every year as part…
2024 Financial New Year’s Resolution
It’s 2024 and I’ve been thinking about my New Year’s financial resolutions and over time I’ve learned that the key to successful resolutions is to keep it simple and achievable so here are mine: 1. Max 401k As I creep closer and closer to retirement, I worry that I haven’t saved enough so for 2024,…
Merry Christmas & Happy Holidays
It’s been a great year and I’ve banked more money this year most others and I look forward to 2024. Expect some new and exciting posts next year but I’ve been on holiday for a long time now enjoying time with my family and traveling since Thanksgiving.
Why I Pay For Ad-Free Streaming Services
I’ve been trying to decide which streaming services I want to keep since most continue to raise prices and with the recent writers and actors strike, have few shows that I actually want to watch so I’ve decided to cut down, for now, on some of these services. At the moment, I have Netflix, Disney+,…
How I Got Rid of Apple’s iCloud Tax
My favorite Apple product is my iPhone. I specifically buy the iPhone for the camera capabilities so I take thousands of photos and hundreds of video clips each year. And each year, I have found myself with ever growing needs for storage from Apple iCloud to store my videos and photos so I did the…
My Financial Asset Inventory
Yesterday I told you about my personal finance operating manual and one of the things in that manual is an annual review of our assets so to that end, I’m sharing a high level overview of my financial asset inventory. You will eventually need to compile a list like this for insurance and will &…
My Personal Financial Operating Manual
Yesterday I wrote about what held me back in personal finance in a post entitled, “What’s Holding You Financially Trapped?” A key blocker in my personal life and a “wall” in my prison cube was insufficient Education about all things personal finance. As part of my learning and discovery journey I learned that sometimes it…
What’s Holding You Financially Trapped?
One of my favorite Simpsons episode is the episode where Montgomery Burns is asked to speak at elementary school and his speech is essentially, “Family, Religion and Friendship, these are the three demons you must slay to succeed in business…” But I think a more accurate representation is a cube because it has six sides…