I think the stock market, in general, is very over-valued but that doesn’t mean there isn’t value in the market. I have a methodology I use to find the best stocks for me to invest in but before we get to that let’s cover a few topics. Free Cash Flow The best valuation method for…
Category: ToolBox
My Favorite Market Valuation Tool
Warren Buffett sold 100 million shares of Apple stock recently and while taxation was supposedly the main driver of the decision, it wouldn’t surprise me one bit if the entire stock market corrected 20 to 40 percent over the next 12 to 18 month. You Gotta Know When To Hold’em I consider myself primarily a…
My Favorite ETF Comparison Tool
I invest in ETFs for my investment portfolio. Some of my current ETF holdings are CPSM, SPGP, TLT, SCHD, SCHY and I use a tool by ETF Research Center to check my holdings. SPGP vs SCHD As an example, below is a screen shot checking the overlap between SPGP vs SCHD. As of the time…
Personal Finance and Data Security
I’ve been an AT&T customer for a while now and a few days ago I received a notice that my personal data was compromised. There is a news story here about it but this is why companies shouldn’t collect data that they don’t need but that’s a story for another day. As a precaution AT&T…
Update On Retirement Planning Spreadsheet
A while ago, I wrote a five step retirement plan that culminated in putting all the steps together here. The net result of all of that work was the creation of a spreadsheet to show us how our retirement money flows might pan out. I am still working on tweaking the spreadsheet and there are…
My Personal Finance Toolbox – FRED
I’m starting a series on tools I have in my personal finance toolbox. These are the tools I use either daily, weekly or monthly to make financial decisions. If you wonder how I have time to use these tools, write this blog, and focus on my investments, the answer is easy. I often multi-task and…